Enter the income and the deductions once — the tax under both regimes comes side by side, slab by slab, with the 87A rebate, surcharge and marginal relief worked out the same way as the PaisaMatch Plus desktop app.
All calculations happen in your browser — nothing is sent
| Old regime | New regime |
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| Slab-wise working | Income | Rate | Tax |
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It depends almost entirely on the deductions. The new regime has lower slab rates but allows very few deductions; the old regime has higher rates but lets you claim 80C, 80D, HRA, home-loan interest and the rest. Enter the deductions you would really claim under each and the table shows the answer for that income — the choice is still the taxpayer’s (or the CA’s).
up to ₹4 lakh: nil; ₹4 lakh–₹8 lakh: 5%; ₹8 lakh–₹12 lakh: 10%; ₹12 lakh–₹16 lakh: 15%; ₹16 lakh–₹20 lakh: 20%; ₹20 lakh–₹24 lakh: 25%; above ₹24 lakh: 30%. Health and education cess of 4% is added on the tax and surcharge.
For a resident individual in FY 2025-26, yes: the rebate under section 87A (up to ₹60,000) makes the tax nil when total income is up to ₹12 lakh. Just above that, marginal relief keeps the tax from exceeding the income above the limit. Income taxed at special rates, such as capital gains, is treated separately.
For individuals below 60 in FY 2025-26: up to ₹2,50,000: nil; ₹2,50,000–₹5 lakh: 5%; ₹5 lakh–₹10 lakh: 20%; above ₹10 lakh: 30%. The 87A rebate (up to ₹12,500) makes the tax nil up to ₹5 lakh of total income.
It depends on the deductions. The new regime has lower rates but allows very few deductions; the old regime has higher rates but allows 80C, 80D, HRA, home-loan interest and the rest. Enter the deductions you would really claim under each and the calculator shows which is lower for that income.
No. The rebate under section 87A is for resident individuals only.